Diversified Companies | Clients Page

OUR COMMITMENT TO YOU

Diversified Companies number one goal is to make a Positive Impact in the lives of Employees, Associates and Clients. We strive to ensure the best possible outcomes for those who place there trust in us.

We are Senior Specialists. We help fill the gaps that Medicare and Social Security leave behind.

The Rose Boys at Diversified are here to help you understand your benefits and figure out what you are entitled to, at no cost to you.

We at Diversified recently conducted a study. We asked hundreds of seniors, "What keeps you up at night?" The answers were staggering. In fact, they expressed 7 Challenges that are threatening their Dignity. For a full report detailing these concerns and how you can avoid them, contact Diversified today.

Health Insurance

Diversified has partnered with the best companies available to ensure that all seniors and underage Americans seeking Health Insurance might find a way to protect themselves in the event that they will need help. In order to do so, we offer both Short-Term Medical Plans (STMs) and Medicare Supplement Insurance.

In regards to Medicare, we can determine whether or not seniors might be eligible for dental, hearing, vision, gym memberships, “Help I have fallen and I can’t get up!” mechanisms, and possibly even scholarships for their grandchildren.

A Medicare supplement insurance policy you will pay your share (coinsurance, copayments or deductibles) of the costs of Medicare-covered services. The majority of our plans even cover costs not covered by Original Medicare Parts A and B. These options provide tremendous benefits to our senior clients.

With a Short-Term Medical Plan, you can be offered up to 12 months of coverage with these unique advantages:

• 50% less expensive than Major Medical, making it easier to afford coverage

• Instant Approval with a 5-7 Question Online Application*

• $50 Doctor Visit and Urgent Care Copays*

• Immediate access to download & print ID cards and plan documents

• Plans Backed by Best-in-class 'A' Rated Carriers

• Covered benefits are paid the same way whether in or outside the broad and highly accessible provider network

• PHCS & Multiplan PPO Network, offering access to over 4,200 Hospitals

• Additional options available to add to your plan including: Dental, Life, Vision, Critical Illness, Rx, Accident Medical Expense and More!

Visit our client-based website to get your free Benefit Consultation: theroseboys.com

Get Quote!

Final Expense

Our specialized niche products are designed to be there for families when they need it most. We focus on alleviating both the emotional and financial burden your family will face in the event of your passing.

The companies we represent guarantee that:

• Your premium will not increase as changes to your Age or Health occur.

• Your benefits will not decrease because of changes to your Age or Health.

• Your coverage will not be cancelled as long as premiums are paid..

To further ease the emotional and financial burden for your family, Diversified Companies has partnered with Dignity Planning of the Dignity Memorial network to assist in documenting your final wishes. Dignity is an experienced and trustworthy organization capable of helping clients make these important decisions. Documenting final wishes is an important step in processing estate planning. This is truly one of the most caring gifts to give your loved ones.

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Mortgage Protection

Diversified partners with only the best mortgage protection products. In fact, we are one of three agencies to provide the most exclusive, most highly competitive product in the nation. This product is generally issued on a "guaranteed acceptance" basis. After signing up, few questions will be asked to keep you from getting coverage. We have agents working everyday to get you the best policy at an affordable cost!

TermLife is term insurance available with 15, 20 or 30 year initial term periods. TermLife Plus is available with a 20 or 30 year initial term period and returns 50% of all base policy premiums paid to date at the end of the initial term. After the initial term period, TermLife and TermLife Plus may be renewed at annual guaranteed renewable premiums to age 95. TermLife and TermLife Plus are available in face amounts from $25,000 to $100,000.

The following riders are available:

The Accidental Death Benefit Rider pays an additional benefit for accidental death occurring while the rider is in effect. The maximum accidental death benefit available is $250,000 for all companies combined.
The Children's Insurance Rider provides level term insurance for all eligible children to each child's age 25.
The Waiver of Premium - Disability Rider waives premium payments after six months of total and continuous disability occurring while the rider is in effect.
The Accelerated Death Benefit Rider allows the policyowner to receive a 50% advance on the base policy death benefit if the insured is diagnosed with a terminal condition and a life expectancy of 12 months or less (24 months where required).

Federal Benefits

We provide every federal employee with knowledge concerning FEGLI, Retirement, Social Security, and every part of federal benefits. We offer public and government agency-sponsored seminars. All federal employees need to know the answers to these commonly asked questions: "What will happen when I retire?" "Will I have enough money to retire?" "How can I know If am ready to retire?"

Upon request, one of our endorsed, highly qualified, and experienced Federal Benefits Consultants will work with you one-on-one to review your current goals and current situation. They will help you develop a custom, personalized plan for your retirement. Request one of our trusted consultants to assist you with your questions.

If you have any questions regarding your policy, or if you would like to request a free consultation with one of our licensed representatives, call us at 800-662-2901.